Beautiful analogy. You struck a nerve with the true believers! In time, they will feel the Ponzi effect, whether they choose to believe it or not. Financial euphoria is not new. There are several notable examples in history.
Money is not simply (as Stilwell insists) an option to purchase human labor. It can be about goods, not services. There is a difference between creating value and making money. Value can be exchanged without involving money. Money amplifying itself without reference to goods or services is inflation. More dollars chasing fewer goods. Enter crypto.